卖什么
AI Operations Partner for Mortgage & Banking
商业模式拆解
买家：谁掌握预算？
未核实COO or head of operations / compliance at a mortgage lender or servicer.
触发点：什么让他们现在购买？
Faster clear-to-close, lower origination/servicing overhead and compliance pressure (TRID clocks, QC sampling).
工作流：什么输入变成什么输出？
Eight agents run loan-origination desks in order: loan officer assistant, POS, document concierge, income desk, conditions manager, TRID and cure management, pre-close QC, compliance agent; they write into the lender's LOS and keep decision traces.
经济账：省了什么，怎么收费？
Replaces manual queue labor and sampling QC; claims pre-close QC per file down from 4h50m to 47m, 1,000+ calls audited a month, 9.2x more appointments booked.
渠道：怎么接触到客户？
Demo-led (Book a call, watch a demo, "run UMOS on your own loan files"), case-study driven.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2022 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.