卖什么
Modernizing commercial insurance
商业模式拆解
买家：谁掌握预算？
Retail brokers/brokerages placing risk on behalf of contractors and project owners (Aon, McGriff cited).
触发点：什么让他们现在购买？
Need fast underwriting for complex, high-hazard projects and annual programs.
工作流：什么输入变成什么输出？
Broker submits risk; Shepherd uses automation/AI to give indications and underwriting decisions in hours, binding primary casualty, excess casualty or builder's risk.
经济账：省了什么，怎么收费？
Insurance premium; Shepherd Savings gives upfront credits to builders adopting safety technology. Claims 1,500+ policies issued, 90% faster indication times.
渠道：怎么接触到客户？
Through retail brokerages; Contact us.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2021 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.