卖什么
The B2B Payments Platform
商业模式拆解
买家：谁掌握预算？
未核实Product/lending leaders at banks, fintechs and commerce platforms; merchants for payment terms.
触发点：什么让他们现在购买？
SMB lending data is noisy so banks approve fewer customers; want to offer buyers payment terms without risk.
工作流：什么输入变成什么输出？
Slope Transformer enriches raw SMB bank transactions into clean financials and SlopeScore (probability of default, recommended limit); embedded capital offers payment terms to buyers.
经济账：省了什么，怎么收费？
未核实Likely financing/interest and platform fees on embedded credit and scoring; not stated.
渠道：怎么接触到客户？
Partnership and API-led: Fiserv and Amazon relationships announced, developer docs, Get Started form.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2021 夏季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.