卖什么
We help people resolve debt.
商业模式拆解
买家：谁掌握预算？
Consumers sued by or in dispute with debt collectors (individual debtors paying directly).
触发点：什么让他们现在购买？
Receiving a debt-collection lawsuit with a 14-30 day deadline to respond.
工作流：什么输入变成什么输出？
Debtor fills out guided forms to answer the lawsuit (attorney review and filing included), then SoloSettle drafts offers, negotiates with the collector, arranges payment and gets the case dismissed on payment.
经济账：省了什么，怎么收费？
SoloSettle charges a success fee of 19% commission on the debt, with sliding fees down to about 5% for better settlements; site says debts settle for 71% on average.
渠道：怎么接触到客户？
Self-serve consumer web signup, plus a separate collectors portal; founded 2018, formerly SoloSuit.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2021 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.