卖什么
We setup Immigrants with a free US Bank Account, Credit Card, SIM…
商业模式拆解
买家：谁掌握预算？
未核实The individual migrant (consumer).
触发点：什么让他们现在购买？
Moving to the US without SSN or credit history and needing a bank account, credit and SIM before landing.
工作流：什么输入变成什么输出？
Open FDIC-insured US checking account from India with passport and visa, get virtual card, credit builder card, US SIM delivered to India, send remittances.
经济账：省了什么，怎么收费？
未核实Neobank model: no annual fees or minimum balance on account/card; earns from remittance FX, SIM plans and presumably interchange (inferred).
渠道：怎么接触到客户？
Self-serve web signup, referral program, scholarship and blog marketing, WhatsApp support.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2019 夏季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.