卖什么
How businesses send money to people at scale. Fast, free, global.
商业模式拆解
买家：谁掌握预算？
Marketing, research, HR, sales ops and finance teams at businesses, nonprofits and legal administrators sending payouts.
触发点：什么让他们现在购买？
Need to send rewards, incentives, refunds or disbursements to many people quickly, globally, with fraud control and tax forms.
工作流：什么输入变成什么输出？
Upload a bulk list or call the API/integration, choose reward options (gift cards, prepaid Visa, PayPal/Venmo), recipients redeem; platform handles fraud checks, W-9/1099 and reporting.
经济账：省了什么，怎么收费？
Platform is free; gift cards, prepaid cards and donations are at face value. Fees apply on Venmo/PayPal/Cash App and bank transfers (4-6%) and credit-card funding (3%). Profitable and founder-owned (no VC).
渠道：怎么接触到客户？
Self-serve signup plus demos, API/integrations (5,000+ tools) and case studies.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2011 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.