卖什么
Save money and win prizes up to $10m through weekly number draws.
商业模式拆解
触发点：什么让他们现在购买？
未核实Consumers who want a fun way to save and a chance at large prizes (up to $10m per input).
工作流：什么输入变成什么输出？
Users deposit savings into Yotta accounts, play free games and sweepstakes for weekly draws, and can hold funds in an I-Bonds bucket paying 6.89% APY.
经济账：省了什么，怎么收费？
未核实Prize-linked savings plus a banking product via partner banks; free-to-play sweepstakes funded by the company (no purchase necessary).
渠道：怎么接触到客户？
Consumer mobile apps (iOS, Android) and web self-serve signup; claims over 1 million users.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2020 夏季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.