What it sells
AI-native factoring and working-capital financing for SMEs via a WhatsApp chat connected to Chile's SII tax system.
Business model breakdown
Buyer: who owns the budget?
UnverifiedOwner/finance manager of a Chilean SME that issues electronic invoices (demo chat greets the business owner after an invoice is issued).
Trigger: what makes them buy now?
Cash tied up in unpaid invoices: the chat offers to advance a freshly issued invoice within minutes of billing.
Workflow: what inputs become what output?
Connects to SII, detects a newly issued invoice, offers an advance via WhatsApp with a simulation, then deposits the funds.
Economics: what it saves and how it charges
UnverifiedLender: advances invoice value and earns a discount fee (simulated demo shows invoice 4,764,300 CLP advanced as 4,697,600 CLP).
Distribution: how it reaches customers
Online sign-up (Crear cuenta), WhatsApp and executive callback.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| 2026-08-05 | Seed | 5.2 millones de dólares | Krealo, Broota | news.google.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-13.