卖什么
AI-native factoring and working-capital financing for SMEs via a WhatsApp chat connected to Chile's SII tax system.
商业模式拆解
买家：谁掌握预算？
未核实Owner/finance manager of a Chilean SME that issues electronic invoices (demo chat greets the business owner after an invoice is issued).
触发点：什么让他们现在购买？
Cash tied up in unpaid invoices: the chat offers to advance a freshly issued invoice within minutes of billing.
工作流：什么输入变成什么输出？
Connects to SII, detects a newly issued invoice, offers an advance via WhatsApp with a simulation, then deposits the funds.
经济账：省了什么，怎么收费？
未核实Lender: advances invoice value and earns a discount fee (simulated demo shows invoice 4,764,300 CLP advanced as 4,697,600 CLP).
渠道：怎么接触到客户？
Online sign-up (Crear cuenta), WhatsApp and executive callback.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| 2026-08-05 | 种子轮 | 5.2 millones de dólares | Krealo, Broota | news.google.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-13.