What it sells
AI wealth platform ('create a new generation of millionaires with AI').
Business model breakdown
Buyer: who owns the budget?
UnverifiedThe high-net-worth individual or family themselves (Brazilian investors paying for wealth management).
Trigger: what makes them buy now?
Wealth fragmented across banks, offshore and real estate with high fees and tax inefficiency; Decade shows consolidated wealth, surfaces fees/taxes and monitors it 24/7.
Workflow: what inputs become what output?
1) Connect wealth via Open Finance or statements without moving money; 2) tell Decade about goals; 3) portfolio diagnosis of fit, fees and tax; 4) 24/7 monitoring and alerts; 5) ask Decade AI for scenarios and simulations; 6) human advisor available via WhatsApp or video to execute the plan.
Economics: what it saves and how it charges
Flat subscription with 'no commissions, no hidden fees, no biased suggestions'; higher tier Decade Wealth is invitation-only full advisory. Raised $85M.
Distribution: how it reaches customers
Waitlist ('Join the list'); clients onboarded gradually.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| 2026-08-04 | Seed | $85M | — | news.google.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.