卖什么
AI财富平台（“用AI创造新一代百万富翁”）。
商业模式拆解
买家：谁掌握预算？
未核实The high-net-worth individual or family themselves (Brazilian investors paying for wealth management).
触发点：什么让他们现在购买？
Wealth fragmented across banks, offshore and real estate with high fees and tax inefficiency; Decade shows consolidated wealth, surfaces fees/taxes and monitors it 24/7.
工作流：什么输入变成什么输出？
1) Connect wealth via Open Finance or statements without moving money; 2) tell Decade about goals; 3) portfolio diagnosis of fit, fees and tax; 4) 24/7 monitoring and alerts; 5) ask Decade AI for scenarios and simulations; 6) human advisor available via WhatsApp or video to execute the plan.
经济账：省了什么，怎么收费？
Flat subscription with 'no commissions, no hidden fees, no biased suggestions'; higher tier Decade Wealth is invitation-only full advisory. Raised $85M.
渠道：怎么接触到客户？
Waitlist ('Join the list'); clients onboarded gradually.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| 2026-08-04 | 种子轮 | $85M | — | news.google.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.