What it sells
A single API for prepaid products giving banks, fintechs and HR platforms access to 1,000+ brands for cashback, employee benefits and digital gift cards.
Business model breakdown
Buyer: who owns the budget?
Product/partnerships teams at banks, fintechs, payment apps, HR/payroll platforms, retailers and crypto platforms.
Trigger: what makes them buy now?
Fragmented prepaid/gift-card market: dozens of providers, new contracts and settlements per supplier, legacy tech integrations.
Workflow: what inputs become what output?
Partner integrates finperks API (claims under 30 days to market); gets 1000+ brands in 30+ countries under one contract; finperks handles compliance, infrastructure and supplier settlement; partner white-labels to end users.
Economics: what it saves and how it charges
UnverifiedLikely margin/commission on prepaid product transactions as aggregator; not stated.
Distribution: how it reaches customers
Direct B2B: Book a Demo / contact form, industry landing pages, case studies (Flizpay, Finanzguru).
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| 2026-03-11 | Pre-seed | €3.4M | Motive Partners and seed+speed Ventures (leads) | eu-startups.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.