What it sells
Digital bank account for employees (payroll) that returns 100% of interest and fees as cashback.
Business model breakdown
Buyer: who owns the budget?
HR department at the employer (site CTA: 'RH, fale com o nosso time').
Trigger: what makes them buy now?
HR wants digital payroll and onboarding with less manual work, errors and mailed cards, and to improve employee financial wellbeing and retention.
Workflow: what inputs become what output?
Digitise payroll into a free digital account for company and employee, with cashback on credit costs.
Economics: what it saves and how it charges
Account is free for the company and the employee; Kesh earns on fair credit offered to employees and banking activity and returns 100% of interest and fees as cashback; reduced bank fees and free payroll transmission pitched to employers.
Distribution: how it reaches customers
Demo-led to HR ('Solicite uma demonstracao') plus employee app.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| 2026-08-04 | — | R$550M | — | news.google.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-13.