What it sells
Income and employment verification API, widget and console for Latin America covering formal workers, gig drivers and public servants.
Business model breakdown
Buyer: who owns the budget?
Credit risk and lending leads (risk analysts) at fintechs and banks in Latin America.
Trigger: what makes them buy now?
Need accurate income and employment data to improve credit risk models; site claims up to 80% lower verification costs and an 83% hit rate.
Workflow: what inputs become what output?
User links employment or platform account via the Palenca Widget; lender analysts pull income data via API, console CSV or PDF reports.
Economics: what it saves and how it charges
Claims 80% lower verification costs, 83% hit rate, 120+ employers and platforms.
Distribution: how it reaches customers
Sales-led (talk to sales) with API docs for developers.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| 2026-05-21 | — | 4 millones de dólares | — | news.google.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-13.