卖什么
Income and employment verification API, widget and console for Latin America covering formal workers, gig drivers and public servants.
商业模式拆解
买家：谁掌握预算？
Credit risk and lending leads (risk analysts) at fintechs and banks in Latin America.
触发点：什么让他们现在购买？
Need accurate income and employment data to improve credit risk models; site claims up to 80% lower verification costs and an 83% hit rate.
工作流：什么输入变成什么输出？
User links employment or platform account via the Palenca Widget; lender analysts pull income data via API, console CSV or PDF reports.
经济账：省了什么，怎么收费？
Claims 80% lower verification costs, 83% hit rate, 120+ employers and platforms.
渠道：怎么接触到客户？
Sales-led (talk to sales) with API docs for developers.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| 2026-05-21 | — | 4 millones de dólares | — | news.google.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-13.