What it sells
Superintelligent financial advisor
Business model breakdown
Buyer: who owns the budget?
The individual high-net-worth client (application asks total net worth, investments tracked, whether they use an advisor).
Trigger: what makes them buy now?
Complex wealth events: single-stock concentration before IPO, tax deadlines, wire verification, 401(k) rollovers and tax-loss harvesting opportunities.
Workflow: what inputs become what output?
Secure financial vault monitors assets, builds a model of the user, family and goals, surfaces items needing attention and proactively drafts next steps (rebalance with loss harvesting, email accountant, review wire).
Economics: what it saves and how it charges
UnverifiedLikely asset-based advisory fee or subscription replacing a human advisor (inferred); not published.
Distribution: how it reaches customers
Invitation-only: users submit an application to request an invitation.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Fall 2025 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.