What it sells
Ramp for Indian Businesses - UPI Wallets for Employee Expenses
Business model breakdown
Buyer: who owns the budget?
UnverifiedFinance/accounts heads at Indian SMEs and field-heavy businesses (construction, manufacturing).
Trigger: what makes them buy now?
Cash leakage and manual reconciliation of employee and site expenses; need controlled spend without corporate cards.
Workflow: what inputs become what output?
Issue UPI wallets to employees, fund just-in-time, set limits and categories, track project-wise spend, sync to Tally or Zoho Books.
Economics: what it saves and how it charges
Per-wallet subscription plus add-on integration fees; claims 20+ admin hours saved per month and 10x faster book closing.
Distribution: how it reaches customers
Demo-led sales; industry pages; 3,500+ businesses claimed.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Winter 2021 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.