What it sells
Innovative insurance solutions for underserved markets.
Business model breakdown
Buyer: who owns the budget?
UnverifiedIndividual drivers, riders and cyclists in Mexico; insurance agents via a separate agent channel.
Trigger: what makes them buy now?
Cost of conventional car/moto insurance for people who drive little; need cover for bikes, scooters and gadgets.
Workflow: what inputs become what output?
Quote online, buy a broad-coverage policy based on monthly km plan, periodically photograph the odometer via app, file claims via app/phone.
Economics: what it saves and how it charges
UnverifiedInsurance premiums (Clupp Mutualidad) priced by kilometres driven; agents sell policies via portal.
Distribution: how it reaches customers
Online quote tool (cotizador) and app, WhatsApp, agent portal and recruitment of insurance agents.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Winter 2022 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.