卖什么
Innovative insurance solutions for underserved markets.
商业模式拆解
买家：谁掌握预算？
未核实Individual drivers, riders and cyclists in Mexico; insurance agents via a separate agent channel.
触发点：什么让他们现在购买？
Cost of conventional car/moto insurance for people who drive little; need cover for bikes, scooters and gadgets.
工作流：什么输入变成什么输出？
Quote online, buy a broad-coverage policy based on monthly km plan, periodically photograph the odometer via app, file claims via app/phone.
经济账：省了什么，怎么收费？
未核实Insurance premiums (Clupp Mutualidad) priced by kilometres driven; agents sell policies via portal.
渠道：怎么接触到客户？
Online quote tool (cotizador) and app, WhatsApp, agent portal and recruitment of insurance agents.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2022 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.