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Finku

Y Combinator Winter 2022 · Other fintech · Asia

What it sells

AI powered personal finance app for Indonesia

Business model breakdown

Workflow: what inputs become what output?

Record spending (manual, chat with FinGPT, scan receipts/e-statements), see auto-updating charts, set budgets and goals.

Economics: what it saves and how it charges

Free app with paid services: FinExpert 60-minute CFP consultation for IDR 450K.

Distribution: how it reaches customers

Self-serve through App Store and Google Play; WhatsApp contact.

Funding history and coverage

Round dateStageAmountInvestorsSource
—Y Combinator Winter 2022—Y Combinatorycombinator.com

Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.

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