What it sells
On-demand wage access service built for the African market
Business model breakdown
Buyer: who owns the budget?
UnverifiedHR / payroll at employers.
Trigger: what makes them buy now?
Employee reliance on payday lenders and salary advance admin.
Workflow: what inputs become what output?
Employer sets rules and limits, employees access earned pay before payday via EFT, payroll-linked savings deducted automatically.
Economics: what it saves and how it charges
Zero cost to employer; employees pay a small one-time fee (claimed 10-20x cheaper than loans), no interest.
Distribution: how it reaches customers
Demo-led to employers; payroll partners and integrations.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Summer 2021 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.