What it sells
Business banking for cross-border SMBs & Startups
Business model breakdown
Buyer: who owns the budget?
UnverifiedThe freelancer or founder/finance lead of the Indian export business paying out of its own receipts.
Trigger: what makes them buy now?
Banks and PayPal-style providers charge FX markups and slow settlement on USD inflows; need FIRA/export documentation.
Workflow: what inputs become what output?
Sign up and complete KYC, get global local-currency receiving accounts and payment links/invoices, client pays in USD, funds convert at live FX and land in the INR account within 1 day, FIRA downloadable.
Economics: what it saves and how it charges
Takes 0.5% all-inclusive fee per transaction with 0% FX markup (custom fee above USD 50,000), monetising volume rather than spread.
Distribution: how it reaches customers
Self-serve app (iOS/Android/web) with demo option, SEO comparison pages (vs PayPal, vs Skydo), referral program and case studies.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Winter 2024 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.