卖什么
Business banking for cross-border SMBs & Startups
商业模式拆解
买家：谁掌握预算？
未核实The freelancer or founder/finance lead of the Indian export business paying out of its own receipts.
触发点：什么让他们现在购买？
Banks and PayPal-style providers charge FX markups and slow settlement on USD inflows; need FIRA/export documentation.
工作流：什么输入变成什么输出？
Sign up and complete KYC, get global local-currency receiving accounts and payment links/invoices, client pays in USD, funds convert at live FX and land in the INR account within 1 day, FIRA downloadable.
经济账：省了什么，怎么收费？
Takes 0.5% all-inclusive fee per transaction with 0% FX markup (custom fee above USD 50,000), monetising volume rather than spread.
渠道：怎么接触到客户？
Self-serve app (iOS/Android/web) with demo option, SEO comparison pages (vs PayPal, vs Skydo), referral program and case studies.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2024 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.