What it sells
Better financial services for creators
Business model breakdown
Buyer: who owns the budget?
Creators, agencies, media businesses and small business owners (solutions pages for SMBs, agencies, creator businesses).
Trigger: what makes them buy now?
Creators mixing personal and business finances at tax time and lacking business credit history for traditional cards.
Workflow: what inputs become what output?
Open business checking (up to five accounts) and charge card in minutes; auto set-aside tax account, invoicing, ACH/wires, team cards with limits.
Economics: what it saves and how it charges
Fintech on partner banks (Grasshopper, First Internet Bank, Cross River); earns on card interchange and likely wires/float; card gives 1 point per dollar, banking card 1% cash back.
Distribution: how it reaches customers
Self-serve online and iOS app signup ("Get Started"), creator/agency focus.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Winter 2020 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.