卖什么
Better financial services for creators
商业模式拆解
买家：谁掌握预算？
Creators, agencies, media businesses and small business owners (solutions pages for SMBs, agencies, creator businesses).
触发点：什么让他们现在购买？
Creators mixing personal and business finances at tax time and lacking business credit history for traditional cards.
工作流：什么输入变成什么输出？
Open business checking (up to five accounts) and charge card in minutes; auto set-aside tax account, invoicing, ACH/wires, team cards with limits.
经济账：省了什么，怎么收费？
Fintech on partner banks (Grasshopper, First Internet Bank, Cross River); earns on card interchange and likely wires/float; card gives 1 point per dollar, banking card 1% cash back.
渠道：怎么接触到客户？
Self-serve online and iOS app signup ("Get Started"), creator/agency focus.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2020 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.