What it sells
Payroll-backed loans and cash advances in Latam
Business model breakdown
Workflow: what inputs become what output?
Download app or request by WhatsApp, create account, link bank account (Open Banking read-only), credit engine analyzes bank movements, funds arrive in the linked account; repay via Pagar ahora.
Distribution: how it reaches customers
Consumer app, WhatsApp requests and SEO blog (loan pages by city).
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Summer 2021 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.