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Monto

Y Combinator Summer 2021 · Other fintech · Other regions

What it sells

Salary on-demand platform for Latin America

Business model breakdown

Buyer: who owns the budget?

HR / people leaders (directors of HR, talent management).

Workflow: what inputs become what output?

Employer contracts the benefits platform; employees use the Monto app for flexible benefits.

Distribution: how it reaches customers

Sales-led (Contáctanos) with partners and success stories; employee app download.

Funding history and coverage

Round dateStageAmountInvestorsSource
—Y Combinator Summer 2021—Y Combinatorycombinator.com

Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.

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