What it sells
AI Agents for Lending Operations
Business model breakdown
Buyer: who owns the budget?
UnverifiedHead of collections or credit operations.
Trigger: what makes them buy now?
Hardest delinquent book about to be written off (UnoMotors ~S/400,000) and agencies returning it.
Workflow: what inputs become what output?
Voice/WhatsApp/SMS/email agents contact accounts, negotiate in-policy payment plans, log promises to pay and write back to the lender system; also origination, servicing and audit agents.
Economics: what it saves and how it charges
Claims 9x capacity vs replaced team, +10% recovery, -30% cost per action; UnoMotors booked ~S/30,000 agreements a month (7.5%) and cut collections team 70%.
Distribution: how it reaches customers
Demo-led (See a demo / Schedule a call), case-study led.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Summer 2024 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.