卖什么
AI Agents for Lending Operations
商业模式拆解
买家：谁掌握预算？
未核实Head of collections or credit operations.
触发点：什么让他们现在购买？
Hardest delinquent book about to be written off (UnoMotors ~S/400,000) and agencies returning it.
工作流：什么输入变成什么输出？
Voice/WhatsApp/SMS/email agents contact accounts, negotiate in-policy payment plans, log promises to pay and write back to the lender system; also origination, servicing and audit agents.
经济账：省了什么，怎么收费？
Claims 9x capacity vs replaced team, +10% recovery, -30% cost per action; UnoMotors booked ~S/30,000 agreements a month (7.5%) and cut collections team 70%.
渠道：怎么接触到客户？
Demo-led (See a demo / Schedule a call), case-study led.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2024 夏季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.