What it sells
We're building financial infrastructure for Africa's supply chains
Business model breakdown
Buyer: who owns the budget?
Import traders and local micro-distributors in Africa (Tanzania shown) who need stock financing; banks/lenders as capital partners.
Trigger: what makes them buy now?
Buying stock ties up cash (supplier prepayment, duties, port charges); banks rarely finance single shipments or small distributors.
Workflow: what inputs become what output?
Trader requests quote (4 hours); Ramani pays supplier directly, clears goods port to port, trader repays weekly from sales or per shipment on arrival.
Economics: what it saves and how it charges
Trade finance and customs clearing with fees/interest shown per quote; also manages loan books for bank partners (Stanbic Bank, Tanzania Commercial Bank).
Distribution: how it reaches customers
Online application / quote form direct to traders; bank partnership channel.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Winter 2020 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.