卖什么
We're building financial infrastructure for Africa's supply chains
商业模式拆解
买家：谁掌握预算？
Import traders and local micro-distributors in Africa (Tanzania shown) who need stock financing; banks/lenders as capital partners.
触发点：什么让他们现在购买？
Buying stock ties up cash (supplier prepayment, duties, port charges); banks rarely finance single shipments or small distributors.
工作流：什么输入变成什么输出？
Trader requests quote (4 hours); Ramani pays supplier directly, clears goods port to port, trader repays weekly from sales or per shipment on arrival.
经济账：省了什么，怎么收费？
Trade finance and customs clearing with fees/interest shown per quote; also manages loan books for bank partners (Stanbic Bank, Tanzania Commercial Bank).
渠道：怎么接触到客户？
Online application / quote form direct to traders; bank partnership channel.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2020 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.