卖什么
出行金融科技。
商业模式拆解
买家：谁掌握预算？
Delivery riders and ride-hailing drivers themselves, who pay weekly.
触发点：什么让他们现在购买？
Drivers without credit history cannot finance a motorbike or car; Naran requires no credit history.
工作流：什么输入变成什么输出？
Naran finances, delivers and services the vehicle; driver pays fixed weekly instalments with insurance (SOAT), GPS and 24/7 support included, then can buy the vehicle after a 12 or 18 month contract.
经济账：省了什么，怎么收费？
Weekly payments on rent-to-own vehicles with insurance, GPS and 24/7 support included.
渠道：怎么接触到客户？
Direct to drivers through country-specific sites (Colombia, Peru, Senegal, Cote d'Ivoire) with local delivery and service.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| 2026-08-13 | — | $10mln | Landel | news.google.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-13.