卖什么
金融科技。
商业模式拆解
买家：谁掌握预算？
Individual Canadian consumers; partners buy co-branded cards, cashback network and banking-as-a-service.
触发点：什么让他们现在购买？
未核实Wanting to build credit history, earn cashback and avoid bank fees; partners want loyalty and co-branded card programs.
工作流：什么输入变成什么输出？
Open an account and virtual card in minutes in the app, spend with cashback, build credit with secured credit, save and take a mortgage.
经济账：省了什么，怎么收费？
Card interchange plus lending and mortgages; accounts have no fees and free transactions.
渠道：怎么接触到客户？
Self-serve app signup (App Store 4.8 and Play Store 4.7 ratings shown).
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| 2026-02-03 | — | $68.5M | — | news.google.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.