卖什么
投资类金融科技。
商业模式拆解
买家：谁掌握预算？
未核实The individual retail investor (self-directed, mostly under-$100k income Australians) pays directly.
触发点：什么让他们现在购买？
未核实Wanting to buy a first home or stop renting/working forever; site pushes the First Home Super Saver scheme and long-term automated ETF investing.
工作流：什么输入变成什么输出？
User picks ETFs or shares, sets up recurring deposits, and Pearler auto-invests on schedule; also tracks net worth across property, super, savings and investments.
经济账：省了什么，怎么收费？
Brokerage fees per trade, FX conversion margin and flat monthly fee on Micro accounts.
渠道：怎么接触到客户？
Self-serve free sign-up.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| 2026-09-03 | A 轮 | $16M | — | news.google.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.