卖什么
房屋净值信用卡。
商业模式拆解
买家：谁掌握预算？
未核实Individual homeowner.
触发点：什么让他们现在购买？
Overpaying on high-rate credit cards and personal loans while home equity sits idle.
工作流：什么输入变成什么输出？
Check rate in 2 minutes with no credit impact, apply online, remote notary closing, funding in as few as 4 days, then draw by card or cash-out.
经济账：省了什么，怎么收费？
Lender earning interest on drawn balances (and card interchange); no annual, application or prepayment fee.
渠道：怎么接触到客户？
Direct online application; referral program.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| 2026-06-25 | — | $25M | — | news.google.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.