卖什么
Financial health focused micro-lender in Mexico
商业模式拆解
买家：谁掌握预算？
未核实The individual borrower.
触发点：什么让他们现在购买？
Need for quick small credit lines without bureau, with cashback for on-time payment.
工作流：什么输入变成什么输出？
Open a credit line online/app, withdraw chosen amount and weeks, receive money, repay, line renews and grows if on time.
经济账：省了什么，怎么收费？
Interest and fees on loans; max APR 789%, 0% interest in first period, late fee $50 MXN/day.
渠道：怎么接触到客户？
Direct web and app, blog/SEO.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2022 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.