卖什么
Finance on a Click
商业模式拆解
买家：谁掌握预算？
未核实Individual consumers and small business owners seeking loans, credit cards or savings accounts; SME owners for daily-repayment loans.
触发点：什么让他们现在购买？
Need for quick, paperless credit with instant eligibility check, or SME working capital repaid daily rather than monthly.
工作流：什么输入变成什么输出？
Browse 50+ cards/loans/accounts, check eligibility without impacting credit score, complete digital paperless application, get instant approval and disbursal.
经济账：省了什么，怎么收费？
未核实Loan/card marketplace plus own lending (NEOFIRST TECHNOLOGIES; daily-repayment SME loans in partnership with Surat People's Co-Operative Bank); likely earns partner commissions and interest/fees. Some premium cards require subscription plans.
渠道：怎么接触到客户？
Mobile app (4.7 Play Store rating claimed) and website; "Join as Partner" channel; regional expansion starting in Gujarat and Rajasthan.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2023 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.