卖什么
WealthFront for Saudi & Middle East
商业模式拆解
买家：谁掌握预算？
未核实Saudi retail savers/investors (individual app users); SMEs via the Drahim Business product.
触发点：什么让他们现在购买？
未核实Wanting to track spending across banks and invest idle cash in Sharia-compliant portfolios; businesses want returns above bank deposits on idle cash.
工作流：什么输入变成什么输出？
Connect bank accounts via open banking, auto-categorize spending and plan salary budgets, then open an investment account in 3 minutes, deposit (Apple Pay, bank transfer, Visa), invest in managed portfolios/funds, auto-pay zakat, withdraw anytime.
经济账：省了什么，怎么收费？
Management fee of 0.25% per year on invested assets; Business cash wallet advertises up to 5.1% annual yield.
渠道：怎么接触到客户？
Self-serve mobile app (iOS/Android) with demo booking for Drahim Business.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2022 夏季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.