卖什么
App for independent agents to sell financial products in India
商业模式拆解
买家：谁掌握预算？
未核实Banks, NBFCs and fintech issuers of cards, loans and accounts pay GroMo for customer acquisition; individual agents are the users.
触发点：什么让他们现在购买？
未核实Individuals seeking extra income without capital or fixed hours; lenders/issuers wanting low-cost distribution into tier-2/3 India.
工作流：什么输入变成什么输出？
Agent installs the free app and registers, attends in-app trainings, shares financial product links (credit cards, loans, savings/demat accounts) with their network, and earns commission when a sale completes.
经济账：省了什么，怎么收费？
Per-sale commission paid to independent agents; site claims 60 lakh+ partners have earned over Rs 100 crore in payouts, with "instant payout" on successful sale.
渠道：怎么接触到客户？
Self-serve mass recruitment of micro-entrepreneur agents through a free Android/iOS app and word-of-mouth/social channels.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2021 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.