卖什么
Empowering businesses to grow.
商业模式拆解
买家：谁掌握预算？
未核实Finance/treasury owners of Mexican SMEs and mid-size companies (PyME and Empresarial accounts, credit, FX).
触发点：什么让他们现在购买？
Need for working-capital credit, 24/7 cross-border USD/FX transfers and a business account without branch visits.
工作流：什么输入变成什么输出？
Open a business account online, then use the online banking platform for transfers, payroll dispersion, scheduled supplier payments, FX and credit applications.
经济账：省了什么，怎么收费？
Bank model: interest on loans (PyME, FLEX, factoring, USD credit), FX spreads and fees, float on deposits; pays up to 8.50% on investment products.
渠道：怎么接触到客户？
Digital account opening and online forms, branch network ("Sucursales"), assisted advice requests.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2022 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.