What it sells
Empowering businesses to grow.
Business model breakdown
Buyer: who owns the budget?
UnverifiedFinance/treasury owners of Mexican SMEs and mid-size companies (PyME and Empresarial accounts, credit, FX).
Trigger: what makes them buy now?
Need for working-capital credit, 24/7 cross-border USD/FX transfers and a business account without branch visits.
Workflow: what inputs become what output?
Open a business account online, then use the online banking platform for transfers, payroll dispersion, scheduled supplier payments, FX and credit applications.
Economics: what it saves and how it charges
Bank model: interest on loans (PyME, FLEX, factoring, USD credit), FX spreads and fees, float on deposits; pays up to 8.50% on investment products.
Distribution: how it reaches customers
Digital account opening and online forms, branch network ("Sucursales"), assisted advice requests.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Winter 2022 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.