卖什么
Modern employee benefits & health savings account (HSA) provider
商业模式拆解
买家：谁掌握预算？
HR and benefits teams at employers, plus brokers, consultants, TPAs, benefit administration platforms, health plans and financial advisors.
触发点：什么让他们现在购买？
HR workload and fragmented benefits systems; licensed platforms with poor employee experience.
工作流：什么输入变成什么输出？
One platform for HSA, FSA, HRA, LSA, COBRA and commuter benefits with admin dashboard, contribution management, mobile app and AI benefits assistant.
经济账：省了什么，怎么收费？
Employer HSA administration at $0 PEPM subject to a $200 monthly minimum; revenue also from interchange, cash balances and investment fees (not stated).
渠道：怎么接触到客户？
Direct to individuals (online signup), employer sales and broker/partner channel; "Contact Sales".
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2017 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.