卖什么
Simplifying hiring and payments for the global workforce
商业模式拆解
买家：谁掌握预算？
未核实HR/finance or founder at companies hiring international contractors.
触发点：什么让他们现在购买？
Need to hire and pay contractors across countries with compliance handled and without legal risk.
工作流：什么输入变成什么输出？
Company signs contracts (own or Ontop templates), Ontop acts as intermediary handling contracts, taxes and local regulations, pays contractors into a Global Account with wallet and card.
经济账：省了什么，怎么收费？
Fees on payments and platform; claims up to 80% lower fees and up to ~3% more money delivered per payout; freelancer balances earn up to 5.25% annually.
渠道：怎么接触到客户？
Self-serve start plus Talk to an expert; ambassador and referral programs.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2021 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.