What it sells
Simplifying hiring and payments for the global workforce
Business model breakdown
Buyer: who owns the budget?
UnverifiedHR/finance or founder at companies hiring international contractors.
Trigger: what makes them buy now?
Need to hire and pay contractors across countries with compliance handled and without legal risk.
Workflow: what inputs become what output?
Company signs contracts (own or Ontop templates), Ontop acts as intermediary handling contracts, taxes and local regulations, pays contractors into a Global Account with wallet and card.
Economics: what it saves and how it charges
Fees on payments and platform; claims up to 80% lower fees and up to ~3% more money delivered per payout; freelancer balances earn up to 5.25% annually.
Distribution: how it reaches customers
Self-serve start plus Talk to an expert; ambassador and referral programs.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Winter 2021 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.