卖什么
Modern Investment Product for 100m underserved Europeans
商业模式拆解
买家：谁掌握预算？
Individual Danish retail investors (also business and children accounts).
触发点：什么让他们现在购买？
未核实High brokerage and FX fees at Nordnet/Saxo and tax reporting hassle; wanting to invest small fractional amounts.
工作流：什么输入变成什么输出？
Sign up in 3 minutes with MitID, fund via bank transfer, buy fractional stocks/ETFs/crypto, use DKK/USD/EUR accounts, auto-invest, automatic tax reporting to SKAT.
经济账：省了什么，怎么收费？
Zero brokerage on stocks/ETFs; earns from 0.15% FX conversion, 1% crypto fee, 0.1% on extended-hours trading, manual requests; planned 0.25% shorting and 49 kr/month Advanced mode. Claims 15,000+ users.
渠道：怎么接触到客户？
Self-serve iOS/Android app and web; free portfolio transfer-in; press and consumer-test awards (Tænk best-in-test).
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2022 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.