卖什么
We sell health insurance to small businesses 100% online.
商业模式拆解
买家：谁掌握预算？
未核实Small business owners and HR/office managers buying group health insurance for teams of 1-49+ employees.
触发点：什么让他们现在购买？
未核实Annual renewal or first time offering health benefits to attract and retain staff; broker delays and complexity.
工作流：什么输入变成什么输出？
Enter zip code, email and headcount for an instant quote, compare plans side by side from all major carriers, enroll online, then manage benefits and 1-click renewals in a dashboard.
经济账：省了什么，怎么收费？
Free to the business; revenue is presumably carrier commissions. Claims customers save up to $500 per employee per year and $50m+ total savings.
渠道：怎么接触到客户？
Online self-serve quote funnel plus a partners program (brokers/partners page in nav).
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2013 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.