Payments & cross-border startups: 125 funded companies

By region: Other regions 54 · North America 47 · Europe 15 · Asia 8 · Korea 1

Recent rounds in Payments & cross-border

1. Verto

   Cross-Border Payments and FX Simplified

   Y Combinator Winter 2019Europe

2. Volopay

   Brex for South East Asia - Corporate cards & automated payments.

   Y Combinator Summer 2020Other regions

3. Wave

   Mobile money app for Africa

   Y Combinator Winter 2012Other regions

4. Waza

   B2B payments platform for emerging markets.

   Y Combinator Winter 2023Other regions

5. Tank Payments

   Modern financial infrastructure for the trucking industry.

   Y Combinator Summer 2022North America

6. The New Money Company

   Invoicing that pays you even if your buyer doesn’t

   Y Combinator Winter 2024North America

7. Tienda Crypto

   Crypto Exchange and Payment API Gateway

   Y Combinator Winter 2020Other regions

8. Top Road

   Payments & analytics for apps in the OpenAI GPT Store

   Y Combinator Winter 2022Other regions

9. Touch and Pay Technologies Limited

   Digitizing and processing Microtransactions in Africa

   Y Combinator Winter 2022Other regions

10. Transfez

    Brex for small businesses in Indonesia

    Y Combinator Winter 2022Asia

11. Tremendous

    How businesses send money to people at scale. Fast, free, global.

    Y Combinator Winter 2011North America

12. Truss

    Truss is a banking and payments network for blue-collar trades.

    Y Combinator Summer 2021North America

13. tpaga

    First financial Superapp of Latin America

    Y Combinator Summer 2017Other regions

14. Slicker

    Recover payment failures and maximize subscription Revenue

    Y Combinator Summer 2023Europe

15. Slope

    The B2B Payments Platform

    Y Combinator Summer 2021North America

16. SpotPay

    Stablecoin Global Bank Account

    Y Combinator Winter 2026North America

17. Sunlight

    The intelligence and execution layer for agentic B2B card payments.

    Y Combinator Summer 2022North America

18. Sunset

    Find and move money after a death

    Y Combinator Fall 2024North America

19. Rio

    LATAM’s largest stablecoin FX and liquidity provider

    Y Combinator Summer 2022Other regions

20. Safepay

    Digital payments for businesses in Pakistan

    Y Combinator Summer 2020North America

21. Razorpay

    India's only full-stack financial solutions company for businesses.

    Y Combinator Winter 2015Other regions

22. Rebill

    Financial infrastructure for the Americas

    Y Combinator Winter 2022Other regions

23. Request Network

    Request is a payment request technology & an ecosystem of apps

    Y Combinator Winter 2017Europe

24. Palla

    P2P Cross border payments

    Y Combinator Summer 2021North America

25. Panelytic

    Payment infrastructure for machines

    Y Combinator Winter 2024North America

26. Partna

    Unlock African payments

    Y Combinator Winter 2022North America

27. PayMongo

    Modern online payments for the Philippines

    Y Combinator Summer 2019Asia

28. Pideaky

    We help offline LatAm SMBs manage and accelerate their cash-flow

    Y Combinator Summer 2021Other regions

29. Plumter

    Financial tools for cross-border trade

    Y Combinator Winter 2022Other regions

30. Munify

    The Cross-Border Neobank for the Middle East

    Y Combinator Summer 2025North America

31. NALA

    Building Payments for the Next Billion.

    Y Combinator Winter 2019North America

32. Nomba

    Banking and payments for businesses in Africa

    Y Combinator Winter 2017Other regions

33. OneText

    Frictionless payments via SMS

    Y Combinator Winter 2023North America

34. Malga

    Malga is an API to accept payments with multiple payment providers

    Y Combinator Summer 2021Other regions

35. Memberstack

    Build a custom SaaS or membership site with Webflow or Wordpress

    Y Combinator Summer 2020North America

36. Meter Feeder

    Helping fleets find and pay parking tickets

    Y Combinator Winter 2016North America

37. Method Financial

    Financial connectivity API for consumer liabilities

    Y Combinator Summer 2019North America

38. Milio

    B2B-2C real-time account to account payments

    Y Combinator Winter 2023Other regions

39. Mono

    Embedded finance infrastructure for LatAm enterprises.

    Y Combinator Winter 2022Other regions

40. Karsa

    Stablecoin neobank for emerging markets

    Y Combinator Winter 2025North America

41. HEVN, inc

    Cross-border payments for exporters of physical goods.

    Y Combinator Spring 2026North America

42. HUBUC

    Global Card Issuing and Payment Processing Engine

    Y Combinator Winter 2021Europe

43. Infinia

    Move money programmatically - built for developers

    Y Combinator Winter 2023Other regions

44. Infinite

    Global B2B Stablecoin Processor

    Y Combinator Winter 2025North America

45. Infinity

    Business banking for cross-border SMBs & Startups

    Y Combinator Winter 2024Other regions

46. JABU

    B2B payments, transforming Africa's cash economy

    Y Combinator Summer 2021Other regions

47. Forage

    Payments powering people

    Y Combinator Summer 2021North America

48. GoCardless

    We’re building the world’s bank payment network.

    Y Combinator Summer 2011Europe

49. Gravy

    Agents that move money, trade stocks, and file taxes.

    Y Combinator Spring 2026North America

50. Elevate (formerly Bloom)

    US based USD accounts for non-US residents

    Y Combinator Winter 2022Other regions