Fondeadora

Y Combinator Winter 2020 · Banking & neobanks · Other regions

What it sells

We are connecting every single Mexican to the financial system.

Business model breakdown

Workflow: what inputs become what output?

Mobile debit account with Mastercard, free 24/7 transfers, yield on balance, and business credit.

Economics: what it saves and how it charges

Interest yield up to 8% (Personal, GAT 8.30%), 2.5% on business balances; business loans up to MXN 8M unsecured / 15M secured, avg CAT 44.9% (July 2026); single monthly fee for businesses.

Distribution: how it reaches customers

Self-serve app sign-up, account in under 3 minutes.

Funding history and coverage

Round dateStageAmountInvestorsSource
—Y Combinator Winter 2020—Y Combinatorycombinator.com

Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.

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