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Kontigo

Y Combinator Summer 2024 · Banking & neobanks · North America

What it sells

USDC-Smart Neobank for Latinos.

Business model breakdown

Buyer: who owns the budget?

UnverifiedIndividual consumers; businesses via Kontigo Pay API.

Trigger: what makes them buy now?

Inflation, bank fees and limits.

Economics: what it saves and how it charges

UnverifiedFees on card, FX and payments, plus savings yield; raised a $20M seed round.

Distribution: how it reaches customers

Mobile app (Google Play, App Store), self-serve, API docs.

Funding history and coverage

Round dateStageAmountInvestorsSource
—Y Combinator Summer 2024—Y Combinatorycombinator.com

Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.

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