What it sells
Dollar banking for people in Latin America
Business model breakdown
Buyer: who owns the budget?
Individual consumers and freelancers in Latin America (Colombia focus).
Trigger: what makes them buy now?
Receiving payments from abroad and protecting savings from local currency uncertainty; PayPal, Wise, Deel, Payoneer payouts.
Workflow: what inputs become what output?
User opens the app, gets US ACH and European IBAN details, receives foreign payments in USDC/EURC, tops up via PSE/Nequi/Bancolombia, spends with the Littio Mastercard, earns rewards in Pockets/Vaults, and transfers to local banks or blockchain wallets.
Economics: what it saves and how it charges
UnverifiedCard has $0 annual fee and $0 FX purchase fees; rewards of 4% to 9.8% E.A. on stablecoins; revenue likely from interchange, transfers/FX spread and premium Littio Pro (not stated).
Distribution: how it reaches customers
Self-serve mobile app ("Abre tu cuenta").
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Winter 2023 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.